Watch List notes:

New Zealand: 20 Dollars ND (1967-68) Specimen P. 167as with red "Specimen" overprint at center, cancellation hole and red De La Rue overprints in corners. This note is seldom seen as Specimen and this example is crisp original with bright colors. There are just 2 slight folds in paper (the note itself was never completely folded) which leads us to the condition: XF+.