COOK ISLANDS: Specimen of 20 Dollars (ND 1992) in brown-orange and olive on multicolor unpt with worshipers at church at center. S/N: "AAA 000000". Red diagonal ovpt "SPECIMEN" at center on face and back. WMK: Sea turtle. Printed by TDLR. Inside holder by PMG "Superb Gem Unc 67 - EPQ". Top grade in PMG. (Pick 9s) & (Spink CI B9as).