Terms and Conditions • Customers may purchase an item at the buy price (estimate) at any time during the sale. • Clients who do not wish to pay the buy price may also bid lower on any item. A 12.5% buyer's commission will be added only on items that are won through bid less than the buy price. All items purchased outright at their full listed buy price will not carry a buyer's fee. For results during the sale, bidders may log into 'MYHJB' and click 'MY BUY OR BID SALE' using their user name and password registered with the site. • The 'Next Acceptable Bid' posted on the image page will show the most current bid levels. • Proxy bidding is not accepted in this auction. • All items are guaranteed genuine. • Title of the coin or antiquity will not pass until payment in full is received. • All items are priced in U.S. dollars and are subject to prior sale. • We accept VISA, Mastercard, Discover, and American Express credit cards. We also accept checks of all types in US dollars. • For Bank Wire Transfers: Please contact our offices for our bank wire information. • Shipping charges vary on each item. We will contact you with your final total.