(1) All lots are guaranteed genuine. All certified items are guaranteed by the respective grading service’s authenticity guarantee. Any person removing a lot from a sealed certified holder has voided any and all authenticity guarantees from Stephen Album Rare Coins.
(2) Buyer’s premium will be 18% of the hammer price and added to the hammer price of each lot. Any successful bids defined on your bid sheet will have 18% added for the buyer’s premium. If the purchaser pays by cash or "cash equivalent" then the buyer's premium will be discounted to 15%. "Cash equivalent" is defined as paying by cash, cashier's check, money order, approved personal check or bank wire transfer. Shipping and insurance is extra and not included.
(3) Bids may be placed by fax, mail, email, or by telephone (telephone bidding is restricted to lots valued over $500; by prior arrangement). Online bidding is also available on iCollector.com. Follow the link on our website, www.stevealbum.com in order to bid online.
(4) Any person placing bids in the auction agrees to be bound by the terms of sale and guarantees payment for any successful bid.
(5) California sales tax of 8.50% applies to all deliveries inside California which total under $1,500 unless a valid resale card is provided before lots are shipped.
(6) Personal checks must clear our bank before lots are delivered. Stephen Album Rare Coins retains title until full payment has cleared our bank. Payment in full is required before any lots will be shipped.
(7) Buyer agrees to pay within 14 days of receipt of invoice or notification of results. Payments made later than 30 days from auction date will incur interest charges of 1% per month on the unpaid balance, or the maximum allowed by law if exceeding the interest rate permitted by law, calculated from the auction date.
(8) Delivery outside the USA will be by USPS registered mail or by FedEx and will include insurance on all shipments. Any claims of loss or damage will only be paid by Stephen Album Rare Coins only after the insurers investigation is complete.
(9) No warranty is made with respect to the lot descriptions. Lot descriptions are given to identify lots for bidders unable to view the lots.
(10) Stephen Album Rare Coins reserves the right to cancel or modify any lot in this sale in the event of non-payment, or errors on reserves, or exercising bids.
(11) In the event of a dispute, the buyer agrees to resolve the issue by third-party arbitration replacing the right to go to court. Any damages or claims are agreed by buyer not to exceed the amount paid for the lots. Stephen Album Rare Coins is not liable for errors that occur during online bidding due to the bidder's internet connection or other issues with the bidder's computer.
(12) Stephen Album Rare Coins are not approval sales. No lots may be returned due to disagreement with grading opinions given in the descriptions. Lots may only be returned for significant undisclosed problems or authenticity as defined in #1 above. Third party certified (slabbed) items may not be returned for any reason other than authenticity as defined in #1 above.