Watch List notes:

Finland: Specimen Test Banknote FINLAND - Setelipaino intalglio Specimen for series 1986 with watermark of 10 Markkaa 1980 banknote paper (P. 111/112 banknote paper used for tests of next series) with portrait in watermark of "J. K. Paaikivi" printed in style of the 1986 banknote series, unique, PMG graded 63 Choice Uncirculated