Watch List notes:

Ukraine: Dmitrievsky Handicraft - Handicraft Loans & Savings (Дмитрiевское Кустарно - Ремесленное Ссудо - Сберегательное Т-во) 3 Rubles ND(1920) Kardakov K.5.13.6, used with several folds and creases, borders a bit worn at right and lower border, center hole, no repairs, condition: F- to F.