Watch List notes:

Scotland Bank of Scotland 20 Pounds Pick 113d (BY SC134d; PMS BA116d) dated 1st September 1989 signatures Risk & Burt serial number DG 189018, about UNC - UNC. Mainly in brown featuring the Bank's Coat of Arms on a guilloche panel at centre and a portrait of Sir Walter Scott at right. The reverse with a thistle based design and 3 emblems - the Bank's shield, Pallas emblem and a sailing ship emblem.

Estimate: 40-60 GBP