Hemel Hempsted Bank (Smith & Fearnley Whittingstall), proof £20 on card, 18- (1839-1856), black and white, Britannia at centre, cherubs and symbols of commerce at left and right, (Outing 927f for type), a Perkins, Bacon & Petch engraving, ink annotation '18 Feby. 1862' low centre, slight scuffing, good very fine and rare.
Estimate: £200.00 - £250.00